CPB Certified Professional Biller Certification Practice Exam

Who are the primary beneficiaries of the Blue Cross program initiated in 1929?

1. General public

2. Students

3. Teachers in Dallas school district

4. Healthcare providers

The correct answer is: Teachers in Dallas school district

The Blue Cross program, which originated in 1929, was initially designed to provide hospital care to a specific group, primarily targeting teachers in the Dallas school district. This program served as a model for later health insurance initiatives, establishing the concept of pre-paid hospital care as a means to protect against high medical costs. By focusing on this demographic, the program was able to address the needs of educators, ensuring they had access to necessary healthcare services without incurring prohibitive out-of-pocket expenses. The program eventually expanded to cover additional groups, but its roots are firmly planted in providing support specifically for teachers at that time. This contextual understanding of the origins of Blue Cross helps clarify the significance of its initial recipients.