CPB Certified Professional Biller Certification Practice Exam

Which term in healthcare refers to the federal health program for seniors and certain disabilities?

1. Medicaid

2. CHAMPUS

3. Medicare

4. Social Security Health Services

The correct answer is: Medicare

The term that refers to the federal health program for seniors and individuals with certain disabilities is Medicare. Established in 1965, Medicare provides health insurance to people aged 65 and older, as well as to some younger individuals with disabilities or specific health conditions such as end-stage renal disease and amyotrophic lateral sclerosis (ALS). Medicare is divided into different parts that cover various healthcare services, including hospital care, medical insurance, and prescription drugs. This structure allows beneficiaries to receive comprehensive coverage tailored to their healthcare needs. The other terms mentioned relate to different aspects or programs in healthcare. Medicaid, for example, is a joint federal and state program designed to assist low-income individuals and families with healthcare costs. CHAMPUS, now known as TRICARE, was established for military personnel and their families, providing them with health benefits. Social Security Health Services is not an established term in the context of federal health programs and does not accurately describe any specific program.